The Manza Card is a Mastercard debit card that lets you spend directly from your Manza account. This article covers the basics, and points you to the right guides for everything else.
Virtual and physical cards
Your Manza Card is currently available as a virtual card and physical card, card details are available digitally, ready to use straight away.
Adding your card to your phone
Later in 2026, we're also rolling out tokenization, which lets you add your card to Apple Pay and Google Pay automatically, with a single tap. Until then, you can already add your card to Google Pay manually - see the guide below.
How spending works
The Manza Card is a debit card: you can only spend what's available in your Manza account. There's no credit line - your card simply draws from your existing balance.
What's coming next
We're continuously improving the card. Planned additions include:
More granular spending limit controls
Merchant payment controls, so managers can decide where cardholders are able to spend, not just how much
About your card issuer
Your Manza Card is issued by Access Bank, our licensed banking partner, and enabled through Sava, our card infrastructure partner. If you see these names printed on the back of your card, this is why - they're the regulated institutions that make it possible for us to issue this card under the Manza brand.
Related articles